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Chime direct deposit reviews12/8/2023 Secured credit card with no fee and no minimum.No fees including no overdraft fees with SpotMe.(Bank ID 278555, FDIC Certificate # 4091) to offer banking services including the standard $250,000 deposit insurance.īottom Line Up Front: Get the $100 bonus. Instead, they partner with FDIC member banks Bancorp Bank (Bank ID 2858960, FDIC Certificate # 35444) and Stride Bank N.A. Chime is not a bank and has no current plans for a bank charter. In fact, it is the #5 most popular finance app in the Google Play store and #9 in the iOS App store with over a million combined reviews and a 4.8 rating on both platforms.Ĭhime was founded by Chris Britt and Ryan King in 2013. ![]() ![]() Chime isn't our favorite financial technology (fintech) company, but it could be yours.
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